Personal Loan App | CapitalNow

CapitalNow is an emerging FinTech platform aiming to deliver value through its instant personal loan and two wheeler loan product. We provide instant personal loan and two wheeler loan across India to salaried Individuals holding monthly a minimum salary 25,000 and more. Our loan amount ranges from 2,000 - 1,50,000 with tenure upto 12 months with 24-36% APR. Our loan process is completely online and doesn’t involve any physical verification. Our automated under-writing algorithm helps us maintain a TAT of 2 hours for the first time borrower and 10 min for a regular borrower.

CapitalNow is a platform facilitating loan transactions between borrowers and the NBFCs. We only work with RBI-certified NBFCs/banks which are guaranteed to be transparent and there are no hidden costs. All loan applications are approved and sanctioned by our RBI-Registered NBFC Lending Partners, Anu Colonisers Limited & Goldline Finance Private Limited, and communicated upfront during the Loan application. We are legally compliant and well regulated.

Why Capital Now?

✔️Specially curated AI-Based system for fast approval

✔️Instant Personal Loan Online

✔️TAT 10mins - 2hours

✔️Flexible repayment tenure upto 12 months

✔️No Pre-Closure charges

✔️Collateral free, Unsecured loan

✔️No hidden charges

Eligibility Criteria

✔️Indian Citizen with age 21 years or more

✔️Salaried Professional, working with a reputed firm

✔️Min Monthly Net Salary 25,000

Documents Required

We follow a very stringent documentation process.

Loan disbursal is subjected to submission of clear and correct documents on our Website/App.

1. PAN Card

2. Aadhar Card (front & back)/ Passport

3. Recent Payslip

4. Salary Credit Bank Statement (Recent 3 Months)

5. Present Address Proof

Important Things to Note About CapitalNow Loan App

Loan Amount: Rs 10,000 to Rs 1,50,000

Repayment Duration: 65 days to 12 months

Annual Interest Rate: From 24%-36%*

Processing Fees: From 2%-10%*

Example: A personal loan of Rs, 10,000 at an annual interest rate (APR) of 36% and a repayment tenure of 3 Months and 5 days (95days) has a processing fee of Rs. 500 + Rs. 90 GST (No additional fee). The disbursed amount is Rs. 9,410 & the interest amount is Rs. 950. The total loan repayment amount is Rs. 10,950.

The payment schedule would look like (Interest + Principal)

Monthly payment 1 = 300 + 5000 = ₹5300

Monthly payment 2 = 300 + 3000 = ₹3300

Monthly payment 3 = 350 + 2000 = ₹2350

*These numbers are for representation only and the final interest rate or processing fee may vary from one borrower to another depending on his/her credit assessment.

🏙Operational Cities

Our online personal loan app provides instant personal loans and credit line across all states in India. Access instant credit through our mobile application or website.

●Hyderabad, Bangalore, Chennai, Mumbai, Pune, Delhi, Gurgaon, Kolkata and other cities

🔐Security & Protection of Privacy

It is our top priority as our backend APIs comply with mandated security standards and robust protocols

Our app requires some permissions to provide you a loan in a fast and easy manner. We need access to your user accounts data which includes email address, name and mobile number. This information is part of registration process and to communicate with you for the loan application process. We need access to your location to check serviceability of your loan application, prevent fraudulent activity and also provide customized loan offer. We require permission to access your contacts to auto-fill data in the application references section and to validate the sanity of reference information provided by the user. For easy upload of documents in the app, we require access to Camera and Photo Gallery. We also need access to your device info to prevent misuse by any other individual. To understand how we collect and use your data in detail, please read our privacy policy https://www.capitalnow.in/privacy-and-security-policy

Download our instant personal loan app now!